Get Pre-Approved For A Car Loan

Set yourself up for success by getting pre-approved for an auto loan before you start shopping for cars!

Reliable transportation is important

Especially during the winter! Get pre-approved for a car loan today!

GET A DECISION ON YOUR CAR LOAN APPLICATION WITH 3 SIMPLE STEPS

We want the process of auto financing to be as easy as possible.

Car Loans Made Easy with Metro Credit Union

Reliable transportation is important, especially with the unpredictable weather in Springfield. Unfortunately, you’re probably paying too much for your auto loan. But don’t worry! You’re able to take advantage of the very low interest rates at Metro Credit Union! You will find that our car loan process is very transparent. There will be no need to worry about any hidden fees or additional upcharges with any of our auto loans or other credit union banking services. At Metro Credit Union, we understand that buying a car can be a difficult experience. That’s why we have customized car financing options including car loans for bad credit, car refinancing, and some of the best auto loan rates in Springfield! Metro Credit Union will work with you every step of the way to make the financing your next automobile an easy & successful experience. Set yourself up for success by applying for our low interest rate car loans, on your terms. We want to help you get the car of your dreams, so apply for an auto financing with Metro Credit Union today!

3 simple steps to get a decision on your auto loan application

STEP ONE

Apply online for a car loan. The auto loan application process only takes minutes

STEP TWO

Wait for your credit review. Most loan applicants get an answer within 1 hour!

STEP THREE

Lock-in your car loan rate for 30 days which protects you from interest rate changes

STEP THREE

Lock-in your car loan rate for 30 days which protects you from interest rate changes
APPLY TODAY!

METRO CU CAR LOANS OFFER:

Low Auto Loan Interest Rates

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Flexible Car Loan Terms

Convenient Auto Loan Payments

FIND A LOCATION OR APPLY FOR A CAR LOAN ONLINE!

Want more info about obtaining a car loan? Speak to a Metro CU auto loan specialist today! Call (417) 869-9654

SHOPPING FOR A CAR?

Why you may want to apply for a car loan BEFORE you start shopping!

01

Get The Best Auto Loan Rate

It’s no secret you will likely get a higher interest rate at a car dealership versus a credit union. At Metro Credit Union, our auto loan rates are very competitive. We work with all the local Springfield car dealerships so if you are approved for an auto loan, we can send your car loan approval letter directly to your car dealer! When buying a vehicle, you need to take advantage of the long-term benefits of getting the lowest possible interest rate on auto financing.

02

Design Your Car Loan Terms

If you apply for an auto loan before you get to the dealership, you will have more time and freedom to really dive into all the available financing options. The financing team at Metro Credit Union can help you determine the best length and terms of your auto loan. You can also take the time you need to determine your absolute highest number you can afford so you are prepared to negotiate when you get to the dealership. Get a auto financing on your terms, not theirs.

03

Less Stress

Shopping for a car is stressful, isn’t it? We know car loans can be stressful too. Stress less with Metro Credit Union on your side! If you apply for a auto loan before you go car shopping, you will be financially prepared to take on the dealership. You will know exactly what your maximum spending cap is as well as the auto loan rate you qualify for. Having a pre-approval letter for auto financing also puts you in a better position to negotiate with your car salesman. Stress less by getting pre-approved for a car loan today!

what our members have to say!

I have banked at Metro CU for several years and have always had a great experience with everyone that works there! They have always been very professional, helpful and friendly.

– Stephanie W.

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Financed 4 car loans through metro and have had a great experience. Everyone in the car loan department rocks.

 

-Marcus S.

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The personal customer service I receive from Metro is unparalleled. I continue to use Metro as my financial institution even though I live out of state. Joseph Edwards in the car loan department is simply worth his weight in gold. He is timely, thorough, knowledgeable and fun. He is absolutely, positively the best I’ve worked with. He goes above and beyond the call of duty to make things happen. Metro auto loan rates are excellent, even the dealerships can’t beat them. THANK YOU! Keep up the great work.

-Tammy D.

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All of the staff at this location is so friendly and eager to help. It’s so refreshing to see smiling faces each and every time I come in.

-Scott T.

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Car Loans

From Metro Credit Union