Home Equity LOC

Let your home’s value go to work for you with a  Home Equity Line of Credit (HELOC).   Use the money to consolidate debts, finance a vehicle, remodel your home or take that vacation you’ve always dreamed of.  You may even be able to deduct the interest on your taxes.**

  • Experienced lending personnel
  • No closing costs**
  • Competitive,  low rates
  • Financing available for 80% or 90% of the equity in your home
  • Adjustable and fixed rate options available
  • Repayment schedule is based on amount financed with terms up to 15 years
  • Payment options available
  • Additional coverage’s available
    Credit Life (Single or Joint Coverage)
    Credit Disability Insurance

**Consult your tax advisor for verification.
**The credit union agrees to wave your closing costs if your approved home equity line of credit is greater than or equal to $10,000. You also agree to reimburse the credit union for the waived closing costs if you close the Plan or have a zero balance within 1 year of establishing the Plan.
**Adjustable rates are based on the 6 month Treasury Bill rate and will adjust quarterly.