Metro Credit Union | Springfield, MO

Real estate lending

Mortgages + Home Equity



Let us find the mortgage solution that is right for you.  Whether you are buying or refinancing, contact Metro Credit Union for more information.

Home Equity Lines

Let your home’s value go to work for you with a Home Equity Line of Credit (HELOC).   Use the money to consolidate debts, finance a vehicle, remodel your home, or take that well deserved vacation.  You may even be able to deduct the interest on your taxes.*

  • No closing costs**
  • Competitive low rates
  • Financing available for up to 90% of the appraised value of your home, terms and conditions may apply
  • Adjustable and fixed rate options available***
  • Repayment schedule is based on amount financed with terms up to 20 years
  • Payment options available
  • Experienced lending personnel
  • Debt Protection Coverage available

See our current Home Equity Promotion!

*Consult your tax adviser for verification.  **The credit union agrees to waive your closing costs if your approved home equity line of credit is greater than or equal to $25,000. You also agree to reimburse the credit union for the waived closing costs if you close the Plan or have a zero balance within 1 year of establishing the Plan.  ***Adjustable rates are based on the average 6 Month Treasury Bill rate and will adjust quarterly.