Less Banking. More Living.®

Lock in an amazing interest rate for your auto, home, or your CD certificates.

A CERTIFICATE OF DEPOSIT COULD BE YOUR NEST EGG FOR THE FUTURE.

All funds are insured by the NCUA. With competitive interest rates, there’s no need to go anywhere else.

REFINANCE YOUR HOME OR AUTO LOAN WITH METRO CREDIT UNION!

Competitive interest rates, payments through our mobile app, unbeatable customer service, and more. We want YOU to join the Metro Credit Union Family!

Get the current interest rates on loans, CDs, IRAs, & Savings accounts from Metro Credit Union Springfield MO.

Interest Rates

Interest Rates are subject to change.  APR = Annual Percentage Rate.  APY = Annual Percentage Yield.

LOAN RATES (AS LOW AS)

  APR*
New Auto 5.49%
Used Auto 6.49%
Boats 7.34%
RVs 7.84%
Motorcycles 7.84%
Fixed Home Equity LOC CALL
Variable Home Equity LOC CALL

*”As low As” Rates are based on loan amount equal to 80% of JD Power Retail Value or Purchase Price whichever is less. Underwriting, terms, model year, and membership requirements may apply.

Rates are subject to change.  Effective 2/12/2024.

SHARE & SAVINGS INTEREST RATES

MIN.BAL RATE APY
*Savings(Share) / Youth Accounts / Digelopes 0.10% 0.10%
*Christmas Club 1.00% 1.00%
*IRA Savings 4.00% 4.06%
*Health Savings 0.75% 0.75%
**Money Market 0.75% 0.75%
Accidental Savings Tier 1 $0.01 – $2500 4.00% 4.06%
Accidental Savings Tier 2 $2,500.01+ 5.00% 5.09%

*Minimum amount for deposit is $500.

**Minimum amount for deposit is $2500.

Rates are subject to change. Effective 9/29/2023.

CD Interest Rates

At Metro Credit Union

SHARE CERTIFICATES (CD)

RATE APY
*3 month 1.20% 1.21%
*6 month 1.60% 1.61%
12 month 3.05% 3.09%
24 month 3.25% 3.30%
36 month 3.35% 3.40%
60 month 3.40% 3.45%

*Minimum amount for deposit is $1,000.
All other terms have a minimum of $500.
A penalty may apply for early withdrawal.

Rates are subject to change. Effective 05/10/2023.

IRA SHARE CERTIFICATES (IRA CD)

RATE APY
12 month 3.05% 3.09%
24 month 3.25% 3.30%
36 month 3.35% 3.40%
60 month 3.40% 3.45%

*Minimum amount for deposit is $500.
A penalty may apply for early withdrawal.

Rates are subject to change. Effective 05/10/2023.