Metro Credit Union | Springfield, MO
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Rates

Loan Rates, Dividends, Interest Rates

Rates

Rates are subject to change.  APR = Annual Percentage Rate.  APY = Annual Percentage Yield.

 

Loan Rates (as low as)

APR*
New Auto 2.24%
Used Auto 3.24%
Boats 3.25%
RV's 3.25%
Motorcycles 2.74%
Fixed Home Equity LOC CALL
Variable Home Equity LOC CALL

*APR's listed are "as low as" rates and are based on a 36 month term and direct deposit discount; not all applicants will qualify for lowest rates. Underwriting, terms, model year, and membership requirements may apply.  

Variable Home Equity LOC based on 6 Month Treasury and may adjust quarterly.

Rates are subject to change.  Effective 10/01/17.

Share & Savings rates

RATE APY
*Savings(Share) / Youth Accounts 0.10% 0.10%
*Christmas Club 0.20% 0.20%
*IRA Savings 0.70% 0.70%
*Health Savings 0.75% 0.75%
**Money Market 0.20% 0.20%

*$100 minimum to earn dividends (Youth Account are excluded from minimum). **$2,500 minimum to earn dividends.

Rates are subject to change.  Effective 09/30/17.

 

 

Share Certificates

RATE APY
*3 month 0.15% 0.15%
*6 month 0.30% 0.30%
12 month 0.40% 0.40%
24 month 0.65% 0.65%
36 month 0.80% 0.80%
60 month 1.20% 1.21%

*Minimum amount for deposit is $1,000.
All other terms have a minimum of $500.
A penalty may apply for early withdrawal.

Rates are subject to change.  Effective 09/30/17.

IRA Share Certificates

RATE APY
12 month 0.40% 0.40%
24 month 0.65% 0.65%
36 month 0.80% 0.80%
60 month 1.20% 1.21%

Minimum amount for deposit is $500. 
A penalty may apply for early withdrawal.

Rates are subject to change.  Effective 09/30/17.