Rates
SAVINGS (Share) ACCOUNT
APR APY
*Savings (Share) .55% .55%
*Christmas Club .55% .55%
*IRA Savings 1.85% 1.86%
*Health Savings 2.00% 2.02%
*$100 minimum to earn dividends.
**Money Market 1.10% 1.11%
**$2,500 minimum to earn dividends.
Rates are subject to change. Rates shown are effective through 6-30-10
SAVINGS (Share) CERTIFICATE
APR APY
* 3 month .50% .50%
* 6 month .75% 75.%
12 month 1.15% 1.16%
24 month 1.50% 1.51%
36 month 1.50% 1.51%
60 month 1.75% 1.76%
*Minimum amount for deposit is $1,000.
All other terms have a minimum of $500.
A penalty may apply for early withdrawal.
Rates are subject to change. Effective 9-01-10.
IRA SHARE CERTIFICATES
APR APY
12 month 1.15% 1.16%
24 month 1.50% 1.51%
36 month 1.50% 1.51%
60 month 1.75% 1.76%
Rates are subject to change. Effective 9-01-10.
LOAN RATES
All rates are based on credit scores. Rates can be as low as:
New Vehicles 5.40%
Used Vehicles 5.75%
Rec Vehicles 6.00%
Signature 11.50%
Home Equity(Variable) 4.25% Up to 20 yr term based on unpaid balance.
Home Equity(Fixed) 4.50%
Share/CD Secured 3.00% Above current rate earned on savings or CD.
VISA CREDIT CARDS
Platinum 9.50% APR
Classic 13.90% APR