Metro Credit Union | Springfield, MO
Metro-Credit-Union-Youth.jpg

Rates

Loan Rates, Dividends, Interest Rates

Rates

Rates are subject to change.  APR = Annual Percentage Rate.  APY = Annual Percentage Yield.

 

Loan Rates (as low as)

APR*
New Auto 2.44%
Used Auto 3.44%
Boats 3.24%
RV's 3.24%
Motorcycles 2.99%
Fixed Home Equity LOC CALL
Variable Home Equity LOC CALL

*APR's listed are "as low as" rates and are based on a 36 month term and direct deposit discount; not all applicants will qualify for lowest rates. Underwriting, terms, model year, and membership requirements may apply.  

Variable Home Equity LOC based on 6 Month Treasury and may adjust quarterly.

Rates are subject to change.  Effective 01/07/2019.

Share & Savings rates

RATE APY
*Savings(Share) / Youth Accounts 0.10% 0.10%
*Christmas Club 0.30% 0.30%
*IRA Savings 0.85% 0.85%
*Health Savings 0.75% 0.75%
**Money Market 0.35% 0.35%

*$100 minimum to earn dividends (Youth Accounts are excluded from minimum). **$2,500 minimum to earn dividends.

Rates are subject to change.  Effective 09/30/2018.

 

 

Share Certificates (CD)

RATE APY
*3 month 0.20% 0.20%
*6 month 0.65% 0.65%
12 month 0.75% 0.75%
24 month 1.25% 1.26%
36 month 2.05% 2.07%
60 month 2.20% 2.22%

*Minimum amount for deposit is $1,000.
All other terms have a minimum of $500.
A penalty may apply for early withdrawal.

Rates are subject to change.  Effective 01/07/2019.

IRA Share Certificates (IRA CD)

RATE APY
12 month 0.75% 0.75%
24 month 1.25% 1.26%
36 month 2.05% 2.07%
60 month 2.20% 2.22%

Minimum amount for deposit is $500. 
A penalty may apply for early withdrawal.

Rates are subject to change.  Effective 01/07/2019.